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{\title Fac simile di come dovrebbe essere un preventivo relativo all'offerta di un finanziamento (apertura di credito \'96 prefinanziamento \'96 mutuo ecc\'85) da parte di una banca o di una societ\'e0 finanziaria}{\author Paolo Guerriero}
{\operator Gunde}{\creatim\yr2006\mo2\dy2\hr14\min23}{\revtim\yr2006\mo2\dy2\hr14\min23}{\printim\yr2113\mo1\dy1}{\version2}{\edmins0}{\nofpages1}{\nofwords310}{\nofchars1768}{\*\company Centro Tutela Consumatori}{\nofcharsws2171}{\vern8249}}
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\fs20\lang1040\langfe1031\langnp1040 Fac simile di come dovrebbe essere un preventivo relativo all'offerta di un finanziamento (apertura di credito \endash  prefinanziamento \endash  mutuo ecc \'85) da parte di una banca o di una societ\'e0 finanziaria

\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {
\par }\pard\plain \s1\ql \li3540\ri0\keepn\nowidctlpar\faauto\outlinelevel0\adjustright\rin0\lin3540\itap0 \b\f27\fs24\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\fs20\lang1040\langfe1031\langnp1040 Offerta di finanziamento
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Beneficiario
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22 Nome/Cognome\tab \tab \tab ______________________________
\par Indirizzo\tab \tab \tab \tab ______________________________
\par Numero telefono\tab \tab \tab ______________________________
\par }{
\par }{\b\fs22 Prodotto offerto}{\fs22  (es. mutuo fondiario oppure prefinanziamento)
\par }\pard \ql \li0\ri-144\nowidctlpar\faauto\adjustright\rin-144\lin0\itap0 {\fs22 Descrizione del prodotto\tab \tab ______________________________ }{(es. mutuo fondiario, \'85)}{\fs22 
\par }\pard \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 {\fs22 Importo\tab \tab \tab \tab ______________________________
\par Durata\tab \tab \tab \tab \tab ______________________________
\par % massima finanziabile\tab \tab _______%
\par Garanzie richieste\tab \tab \tab ______________________________
\par \tab \tab \tab \tab \tab ______________________________
\par }\pard \ql \li0\ri-144\nowidctlpar\faauto\adjustright\rin-144\lin0\itap0 {\fs22 Modalit\'e0 di rimborso\tab \tab \tab ______________________________ }{(es. mensile, semestrale \'85 )}{\fs22 
\par }\pard \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 {\fs22 Numero delle rate\tab \tab \tab ______________________________
\par Importo rata\tab \tab \tab \tab ______________________________
\par }{
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Interesse \endash  Costo del finanziamento
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22 Tipologia del tasso \tab \tab \tab _____________________ }{(fisso o variabile)}{\fs22 
\par Misura del tasso\tab \tab \tab _____________________
\par }\pard \ql \li0\ri-144\nowidctlpar\faauto\adjustright\rin-144\lin0\itap0 {\fs22 Modalit\'e0 di variazione del tasso\tab _____________________ (}{es. adeguamento all\rquote Euribor 6 mesi, \'85}{\fs22 )
\par }\pard \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 {\fs22 Comm. massimo scoperto (CMS)\tab ____________________ 
\par TAEG/ISC (Indicatore sintetico di costo)________%
\par }{
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Spese accessorie
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22 Spese di istruttoria\tab \tab \tab __________________
\par Spese di perizia\tab \tab \tab __________________
\par Imposta sostitutiva\tab \tab \tab }{\fs22\ul 0,25%_____________}{\fs22 
\par Spese per incasso rata\tab \tab __________________
\par Spese notarili\tab \tab \tab \tab __________________
\par Tassa iscrizione ipoteca\tab \tab __________________
\par }{
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Altre spese accessorie
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22 Assicurazione contro incendi\tab \tab __________________
\par Polizza vita\tab \tab \tab \tab __________________
\par }{\b\fs22 
\par Altre condizioni
\par }{\fs22 Rimborso anticipato \endash  condizioni\tab __________________
\par Penale per estinzione anticipata\tab __________________
\par Estinzione parziale\tab \tab \tab __________________
\par Apertura conto di appoggio\tab \tab __________________
\par }{
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Piano di ammortamento
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22 Per i mutui ed i crediti a tasso variabile il piano ha valore puramente indicativo. In allegato viene con
segnato piano di ammortamento rilevato sulla base dei parametri sopra indicati.
\par }{
\par }\pard\plain \s2\ql \li0\ri0\keepn\nowidctlpar\faauto\outlinelevel1\adjustright\rin0\lin0\itap0 \b\f27\fs22\lang1031\langfe1031\cgrid\langnp1031\langfenp1031 {\lang1040\langfe1031\langnp1040 Ufficio Reclami della banca
\par }\pard\plain \ql \li0\ri0\nowidctlpar\faauto\adjustright\rin0\lin0\itap0 \f27\fs20\lang1040\langfe1031\cgrid\langnp1040\langfenp1031 {\fs22\lang1031\langfe1031\langnp1031 Nome dell\rquote ufficio}{\fs22 \tab \tab \tab __________________
\par Indirizzo e Telefono\tab \tab \tab __________________
\par }}